How to Retire with $1 Million by 65

I recently traveled to Cartagena, Colombia for a wedding. I had never been to Colombia, or even South America for that matter, but I am so glad I had the opportunity to do so. What a wonderful city with so much culture. The picture at the top of this post is of the sunset over […]

Student Loans: What I’d Change If I Could Do It Again

Photo by Sonja Langford on Unsplash

Here are 3 things I’d change if I could do it all over again with my student loans.   1. Apply for college scholarships while in high school If I could do it again, I would’ve applied for countless scholarships as a junior or senior in high school to help me pay for the cost […]

Best Personal Finance Podcast: Optimal Finance Daily

best podcast - optimal finance daily

Optimal Finance Daily was far and away my favorite personal finance podcast while I was paying off my student loan debt. The narrator, Dan Weinberg, finds posts from blogs online or excerpts from books about all sorts of money-related topics and reads them on the podcast. Each podcast episode on Optimal Finance Daily is only […]

3 Ways Budgeting Can Help You Pay Down Your Student Loans

If you have student loans and you find yourself spending more than you intended month after month, you might want to consider budgeting. Now budgeting isn’t for everyone. There are plenty of people out there who don’t budget and are able to manage their loans just fine. But for me, not budgeting usually means spending […]

Student Loan Hack: Refinancing

Refinancing? Sounds boring, honestly. True. It does. But here’s the reason why it might be super helpful for you and your student loans: Refinancing means swapping out your current student loan for a new one. Maybe one… With a lower interest rate With lower monthly payments That relieves your cosigner of their obligations on your […]