In 2005, Elizabeth Warren and her daughter Amelia Warren Tyagi, wrote a book called All Your Worth, and in it they describe the Balanced Money Plan; a simple formula that promises to help people determine how much of their paycheck they should be spending and how much they should be saving.
I attended the Ramsey Smart Money conference in Raleigh, NC. Never having been to a money-related event like this, I was super excited and interested to see what it was all about. This post is all about Dave Ramsey’s Smart Money Conference and the Baby Steps that he teaches.
If you have student loan debt, there’s no doubt you will learn some student loan lessons. Paying down student loans isn’t easy, that’s for sure. It takes consistency and a willingness to prioritize your student loan payments over other things like a vacation or buying new clothes every other week.
Here are 3 things I’d change if I could do it all over again with my student loans. 1. Apply for college scholarships while in high school If I could do it again, I would’ve applied for countless scholarships as a junior or senior in high school to help
Optimal Finance Daily was far and away my favorite personal finance podcast while I was paying off my student loan debt. The narrator, Dan Weinberg, finds posts from blogs online or excerpts from books about all sorts of money-related topics and reads them on the podcast. Each podcast episode on
If you have student loans and you find yourself spending more than you intended month after month, you might want to consider budgeting. Now budgeting isn’t for everyone. There are plenty of people out there who don’t budget and are able to manage their loans just fine. But for me,