Money

Photo by Paul Hanaoka on Unsplash
Money

2 Ways to Save on Your Cell Phone Bill

Each month, Verizon sends me a bill for my iPhone 8 Plus. This is not a cheap phone (and oftentimes I wonder why I even got it in the first place!) but I’ve found two ways to decrease my phone bill by $156 a year.   Here’s how I save

Read More »
Money

3 Ways Budgeting Can Help You Pay Down Your Student Loans

If you have student loans and you find yourself spending more than you intended month after month, you might want to consider budgeting. Now budgeting isn’t for everyone. There are plenty of people out there who don’t budget and are able to manage their loans just fine. But for me,

Read More »
Money

Student Loan Hack: Refinancing

Refinancing? Sounds boring, honestly. True. It does. But here’s the reason why it might be super helpful for you and your student loans: Refinancing means swapping out your current student loan for a new one. Maybe one… With a lower interest rate With lower monthly payments That relieves your cosigner

Read More »
Money

Why Interest Stinks (When Working Against You)

When I first began making payments on my student loans in 2015, I owed about $55,000 at a 7.5% interest rate, and was paying $11 per day in interest alone. If your student loan accrues interest daily, and you don’t know the amount of interest you’re paying on your loan

Read More »
Photo by Nick Morrison on Unsplash
Money

Student Loan Basics You Need to Know

If you have a student loan, there are 2 main things you need to know about it:   1. Principal Amount This is the amount you borrowed for your education, your car, your home, etc. This number will (hopefully!) be decreased by the payments you make on it and will

Read More »
Money

My Story: Debt Free Determined

Hey! Welcome. I guess I’ll jump right in since this is the first post! I’m really just your typical college grad dealing with the pain of student loans and wishing I didn’t have any. I’m grateful for my education, but now I have $40,800 left to pay for it. My

Read More »