It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
How old are you?
Where do you live? City and State (or Country if outside the U.S.)
Metro Detroit, Michigan
Do you like where you currently live? Why or why not?
Yes, but open to live elsewhere. Tennessee sounds nice – no income tax!
What is your highest level of education?
Are you single / in a relationship / married?
If you are in a relationship / married, do you and your partner have joint or separate finances?
Do you find it easy or hard to make friends?
Pretty easy but not during the pandemic
Do you have any hobbies? Please explain.
Volleyball, hiking and exploring nature, traveling, reading, learning about personal finance
Has Covid-19 impacted you financially in any way?
About how much do you spend on groceries each week?
What is your total monthly rent / mortgage for your household?
What is your current occupation? If not currently employed, please say “Not Employed”
If you are currently employed, do you like your job? Why or why not?
Overall its good. Not my dream job, but it is satisfying for now.
What is your yearly salary (or approximate yearly compensation) for your current occupation?
Do you have a second job or side hustle? If Yes, please explain.
No, but would like to begin one!
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
Have you ever been promoted at work? Please elaborate if so.
Yes – performed well and got promoted. Soon I will be negotiating to get promoted or at least a pay increase. Would also like to have a performance based bonus included.
Have you ever negotiated your salary?
Are you debt-free?
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
I was debt free and then I got married HA! but only took on a mortgage by marriage (VERY fortunate) I paid off about $40k within 3-4 years — student loans and car
If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
Mortgage, $125,000 left with a goal to pay it off by 2025 or earlier. No other debt
Are you currently investing for retirement?
If yes, about how much do you have invested for retirement?
What’s been your favorite purchase of 2022 so far?
Books from thirftbooks.com, acupuncture
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Don’t be too hard on yourself. We are always trying to figure things out. Take action and pivot when needed.
What are your money goals, if any?
Retire from corporate job by 35 or sooner.
What is your #1 financial concern right now?
Investing in our brokerage accounts, paying down the house
What financial victory/success are you most proud of?
Paying off student loans in less than a year
What makes you imperfect?
Talk less, listen more.