It’s Per$onal #100 – Age 29, Detroit, Michigan

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

How old are you?

29

 

Where do you live? City and State (or Country if outside the U.S.)

Metro Detroit, Michigan

 

Do you like where you currently live? Why or why not?

Yes, but open to live elsewhere. Tennessee sounds nice – no income tax!

 

What is your highest level of education?

Bachelor’s

 

Are you single / in a relationship / married?

Married

 

If you are in a relationship / married, do you and your partner have joint or separate finances?

 

Do you have any children / dependents?

No

 

Do you have any pets?

Yes, German Shepherd

 

Do you find it easy or hard to make friends?

Pretty easy but not during the pandemic

 

Do you have any hobbies? Please explain.

Volleyball, hiking and exploring nature, traveling, reading, learning about personal finance

 

Has Covid-19 impacted you financially in any way?

No

 

About how much do you spend on groceries each week?

$100

 

What is your total monthly rent / mortgage for your household?

1010

 

What is your current occupation? If not currently employed, please say “Not Employed”

Marketing Specialist

 

If you are currently employed, do you like your job? Why or why not?

Overall its good. Not my dream job, but it is satisfying for now.

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

$80,000

 

Do you have a second job or side hustle? If Yes, please explain.

No, but would like to begin one!

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

N/A

 

Have you ever been promoted at work? Please elaborate if so.

Yes – performed well and got promoted. Soon I will be negotiating to get promoted or at least a pay increase. Would also like to have a performance based bonus included.

 

Have you ever negotiated your salary?

Yes

 

Are you debt-free?

No

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

I was debt free and then I got married HA! but only took on a mortgage by marriage (VERY fortunate) I paid off about $40k within 3-4 years — student loans and car

 

If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?

Mortgage, $125,000 left with a goal to pay it off by 2025 or earlier. No other debt

 

Are you currently investing for retirement?

Yes

 

If yes, about how much do you have invested for retirement?

$250,000

 

What’s been your favorite purchase of 2022 so far?

Books from thirftbooks.com, acupuncture

 

What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)

Don’t be too hard on yourself. We are always trying to figure things out. Take action and pivot when needed.

 

What are your money goals, if any?

Retire from corporate job by 35 or sooner.

 

What is your #1 financial concern right now?

Investing in our brokerage accounts, paying down the house

 

What financial victory/success are you most proud of?

Paying off student loans in less than a year

 

What makes you imperfect?

Talk less, listen more.


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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women. Learn more about Taylor here.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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