Where do you live? City and State (or Country if outside the U.S.)
Milton DE
Do you like where you currently live? Why or why not?
I don’t particularly like it here. It’s a retirement county so there’s no one really my age unless they were born and raised here and already in their established friend groups. Horrible infrastructure, roads and medical facilities need updating. However, I do live 10 minutes from the beach and there’s no sales tax. But because it is a beach resort area, the younger crowd is usually just visiting.
Do you like your current occupation / job? Why or why not?
I don’t like sitting at a desk all day. But the benefits are very good. I like the schedule a lot.
What is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.
47,000/year
Have you ever been promoted at work? What position(s) were you promoted to?
Not at this job.
Have you ever negotiated your salary? If so, how did that go / what was the outcome?
I attempted when I was initially hired but was told they wouldn’t budge.
Do you have a second job or side hustle? If yes, what is it and what do you do?
Yes, I work PT at CFA.
If you have a second job or side hustle, about how much money do you make *monthly* from your second job / side hustle?
300-600/month
What is your relationship status?
Single
What is your *monthly* rent / mortgage for your household?
1300
Do you have any children / dependents? If yes, how many?
No
Do you have any pets? If yes, what kind?
I have a dog.
About how much do you spend on groceries *each week*?
100
Are you debt free?
No
What kinds of debt do you have?
Car payment
Student loan
Credit card
How much *cash* savings do you have currently?
< $500
Are you currently investing/saving for your retirement?
No
About how much money do you have invested/saved for retirement? Are you satisfied with this number?
None; no I’m not satisfied.
What’s been your favorite purchase this year?
I splurged and bought Tiffany earrings, a ring and necklace.
What’s one piece of advice you’d give to your younger self?
Don’t get credit cards.
What current goals do you have? (ex. Health goals, Fitness, Money, Career, Travel, etc.)
Continue to lean out, lose weight. Get out of debt. Find a career I love. Travel to a few national parks and other places.
What are you currently struggling with, if anything?
Debt, debating bankruptcy.
What accomplishments of yours are you most proud of?
Not sure.
What makes you imperfect?
I have debt.
It’s Personal is an anonymous blog series about the personal lives and finances of women.
