It’s Personal is an anonymous blog series about the personal lives and finances of women.
How old are you?
29
Where do you live? City and State (or Country if outside the U.S.)
Novi, Michigan
Do you like where you currently live? Why or why not?
Yes, I love living in a big city
Do you have any hobbies?
Traveling
What is your highest level of education?
Master’s
If you went to university/college, what school did you attend? What did you study?
University of Charleston, I studied Accounting
What is your current occupation? If not currently employed, please say “Not Employed”
Employed, Cloud FinOps
If you are currently employed, do you like your job? Why or why not?
Yes, high paying job, and I love my coworkers
If you are currently employed, what is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.
170k and yearly bonus of 20k
Have you ever been promoted at work? Please elaborate if so.
No
Have you ever negotiated your salary? Please elaborate if so.
Yes, my current salary. I was offered 160k, but negotiated for 170k and my full yearly bonus even though I started mid-year
Do you have a second job or side hustle? If Yes, please explain.
I dog sit using rover since I work remotely
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
$1,500/ month
Are you single / in a relationship / married?
In a relationship
If you are in a relationship / married, do you and your partner have joint or separate finances?
Separate
Do you have any children / dependents?
No
Do you have any pets?
I have a two month old Goldendoodle
What is your monthly rent / mortgage for your household?
1200
About how much do you spend on groceries each week?
400
Are you debt-free?
Yes
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
$45,000 in 12 months
If you have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
It was a car loan. Last year, I treated myself to a 65k luxury car, put 20k down, and had 45k in car loan. I made a plan to pay it off in a year.
Are you currently investing/saving for your retirement?
Yes
If yes, about how much do you have invested/saved for retirement? Are you satisfied with this number?
175k
What’s been your favorite purchase of 2023 so far?
My luxury car
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Be patient; small steps can lead to big rewards
Do you have any current goals you want to accomplish? (Health, Fitness, Financial, Travel, etc.)
Financial goal – to buy a house next year.
What are you struggling with in life at the moment, if anything?
Balancing my relationship and personal life
What accomplishments of yours are you most proud of?
Not having to worry about money and sticking my plan constantly.
What makes you imperfect?
I always treat myself every year to something nice, and I sometimes feel guilty because I know I should use the money for my future.
Any final thoughts you want to add?
I learned about money in 2020 and had only 4k invested then, and now I have 175k. Baby steps can make a huge impact.
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It’s Personal is an anonymous blog series about the personal lives and finances of women.
