It’s Per$onal #168 – Age 29, Novi, Michigan

It’s Personal is an anonymous blog series about the personal lives and finances of women.

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How old are you?


Where do you live? City and State (or Country if outside the U.S.)

Novi, Michigan

Do you like where you currently live? Why or why not?

Yes, I love living in a big city

Do you have any hobbies?


What is your highest level of education?


If you went to university/college, what school did you attend? What did you study?

University of Charleston, I studied Accounting

What is your current occupation? If not currently employed, please say “Not Employed”

Employed, Cloud FinOps

If you are currently employed, do you like your job? Why or why not?

Yes, high paying job, and I love my coworkers

If you are currently employed, what is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.

170k and yearly bonus of 20k

Have you ever been promoted at work? Please elaborate if so.


Have you ever negotiated your salary? Please elaborate if so.

Yes, my current salary. I was offered 160k, but negotiated for 170k and my full yearly bonus even though I started mid-year

Do you have a second job or side hustle? If Yes, please explain.

I dog sit using rover since I work remotely

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

$1,500/ month

Are you single / in a relationship / married?

In a relationship

If you are in a relationship / married, do you and your partner have joint or separate finances?


Do you have any children / dependents?


Do you have any pets?

I have a two month old Goldendoodle

What is your monthly rent / mortgage for your household?


About how much do you spend on groceries each week?


Are you debt-free?


If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

$45,000 in 12 months

If you have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?

It was a car loan. Last year, I treated myself to a 65k luxury car, put 20k down, and had 45k in car loan. I made a plan to pay it off in a year.

Are you currently investing/saving for your retirement?


If yes, about how much do you have invested/saved for retirement? Are you satisfied with this number?


What’s been your favorite purchase of 2023 so far?

My luxury car

What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)

Be patient; small steps can lead to big rewards

Do you have any current goals you want to accomplish? (Health, Fitness, Financial, Travel, etc.)

Financial goal – to buy a house next year.

What are you struggling with in life at the moment, if anything?

Balancing my relationship and personal life

What accomplishments of yours are you most proud of?

Not having to worry about money and sticking my plan constantly.

What makes you imperfect?

I always treat myself every year to something nice, and I sometimes feel guilty because I know I should use the money for my future.

Any final thoughts you want to add?

I learned about money in 2020 and had only 4k invested then, and now I have 175k. Baby steps can make a huge impact.

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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