It’s Per$onal #181 – Age 28, Chicago, IL

its personal

How old are you?

28

Where do you live? City and State (or Country if outside the U.S.)

Chicago,IL

Do you like where you currently live? Why or why not?

Yes

Do you have any hobbies? What are they?

Traveling, Working out, trying to restaurants, walks through different neighborhoods in chicago

What is your highest level of education?

Bachelor’s

Where did you go to school? What did you study?

LSU, Chemical Engineering

Are you currently employed?

Yes

What is your current occupation?

Product Manager

Do you like your current occupation / job? Why or why not?

Yes, Relaxed, lots of autonomy, and well compensated for what I do

What is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.

121k, Bonus is based on team’s business financials anywhere between 4-20%

Have you ever been promoted at work? What position(s) were you promoted to?

Not at this job.

Have you ever negotiated your salary? If so, how did that go / what was the outcome?

I negotiated when I started. I wanted to negotiate 10k so I could at least increase by 5K, but the recruiter advised me not to. He negotiated 5k and I received an additional 2k.

Do you have a second job or side hustle? If yes, what is it and what do you do?

no

If you have a second job or side hustle, about how much money do you make *monthly* from your second job / side hustle?

n/a

What is your relationship status?

Single

What is your *monthly* rent / mortgage for your household?

1750

Do you have any children / dependents? If yes, how many?

0

Do you have any pets? If yes, what kind?

no

About how much do you spend on groceries *each week*?

~$100

Are you debt free?

Yes

How much debt did you pay off and how long did it take you to pay it off?

I have a car payment of $478 per month that I have 3 years remaining

How much *cash* savings do you have currently?

$10,000 +

Are you currently investing/saving for your retirement?

Yes

About how much money do you have invested/saved for retirement? Are you satisfied with this number?

$146k, satisfied for my age. I have increased my retirement contributions as salary has increased to help avoid lifestyle creep (as inflation allows)

What’s been your favorite purchase this year?

RT flights to Madrid

What’s one piece of advice you’d give to your younger self?

Focus on finding things that make you joyful and leaning in. (& open up a roth IRA asap!)

What current goals do you have? (ex. Health goals, Fitness, Money, Career, Travel, etc.)

Reach $200k networth, run a sub 5hr marathon, learn spanish

What are you currently struggling with, if anything?

I don’t have a 5-year vision and know if I want to move home closer to the rest of my family and close friends.

What accomplishments of yours are you most proud of?

Graduating Chemical Engineering, training for and completing a marathon

What makes you imperfect?

I keep more money than I should in cash. Instead of doing simple research on what to invest in, I just keep pushing that off.

It’s Personal is an anonymous blog series about the personal lives and finances of women.


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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women. Learn more about Taylor here.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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