It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
How old are you?
30
Where do you live? City and State (or Country if outside the U.S.)
Dallas, TX
Do you like where you currently live? Why or why not?
Yes! Dallas has so many things to do and the people are so nice!
What is your highest level of education?
Bachelor’s
Are you single / in a relationship / married?
In a relationship
If you are in a relationship / married, do you and your partner have joint or separate finances?
Separate
More It’s Per$onal:
Do you have any children / dependents?
No
Do you have any pets?
Yes, 1 dog
Do you find it easy or hard to make friends?
A little bit of both! I’m naturally more introverted, but we got lucky and have made a lot of friends in our apartment building
Do you have any hobbies? Please explain.
N/A
Has Covid-19 impacted you financially in any way?
Yes, I wasn’t able to find a job for about a year
About how much do you spend on groceries each week?
$200
What is your total monthly rent / mortgage for your household?
2300
What is your current occupation? If not currently employed, please say “Not Employed”
Account Manager
If you are currently employed, do you like your job? Why or why not?
Yes and no! I don’t love what I do and I wish I got paid more, but the company I work for has great potential for growth and has decent benefits
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$53k + $17k bonus
Do you have a second job or side hustle? If Yes, please explain.
No, looking into one once I finish grad school
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
N/A
Have you ever been promoted at work? Please elaborate if so.
No, just started about a year ago
Have you ever negotiated your salary?
No, thinking about it though
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
NA
If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
Student loans only
Are you currently investing for retirement?
Yes
If yes, about how much do you have invested for retirement?
$10k
What’s been your favorite purchase of 2022 so far?
I don’t know if this counts, but paying off my car!
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Start budgeting and being purposeful with your money sooner. Use your extra money to work towards financial goals.
What are your money goals, if any?
I am saving up to pay for my last semester of grad school and then will work on saving for a house
What is your #1 financial concern right now?
Having enough for a down payment on a house early next year
What financial victory/success are you most proud of?
Paying off my car early and working while in school
What makes you imperfect?
Where do I start?! I’d say I’m imperfect because I try too hard to be perfect. I am naturally a perfectionist/type A personality. I am working on giving myself grace in many aspects of my life, including my finances.
It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
