It’s Per$onal #3 – Age 28, Durham, North Carolina

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

its personal

Name:

Peter Pan

 

How old are you?

28

 

Where do you live?

Durham, NC

 

What is your highest level of education?

Bachelor’s

 

Are you single or married?

Married

 

If you are married, do you and your spouse have joint or separate finances?

Joint

 

Do you have any children or dependents? If yes, please explain.

0

 

What is your current monthly rent / mortgage?

1236

 

What is your current occupation? If not currently employed, please say “Not Employed”

Project Analyst

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

$60k – $80k

 

If you are currently employed, do you like your job? Why or why not?

Yes. Get time to be creative on how to present data

 

Do you have a second job or side hustle? If Yes, please explain.

N/A

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

N/A

 

Do you budget on a consistent basis? If so, please explain how you currently budget:

Nope. Worst at budgeting. We are non budget budgeters

 

Do you have any student loan debt currently?

No

 

If yes, about how much student loan debt do you have?

N/A

 

What is your monthly student loan payment amount?

N/A

 

Do you have any credit card debt?

No

 

If Yes, about how much credit card debt do you have currently?

N/A

 

Do you have any other kinds of debt? If Yes, please explain:

N/A

 

Do you know what your credit score is?

Yes

 

 If Yes, what is your credit score?

789

 

Are you currently saving for retirement?

Yes

 

If yes, about how much do you have saved for retirement?

60,000

 

What does an ideal retirement look like for you?

Volunteering, trips to the farmers market, traveling

 

What’s your biggest purchase of 2020 so far?

A new car!

 

Biggest purchase of your life?

My student loans/school

 

What do you spend money on that brings you joy? Or, what do you tend to splurge on?

Types of drinks – fancy coffee, craft beers, nice wine

 

What are your short term money goals, if any? ( < 1 year)

Cashflow my masters outside of any employer contribution

 

What are your long term money goals, if any? ( > 1 year)

Retire at 45. So maxing out Roth’s, HSA, any 401k

 

What is your #1 financial concern right now?

Being able to afford the new car we need

 

What financial victory/success are you most proud of?

100% paying off all our debt/student loans

 

Anything we didn’t ask about you that you want to include?

Non-budget budgeting works best for us with less stress now that we are debt free.

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

it's per$onal

 

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women. Learn more about Taylor here.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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