It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
Name:
Peter Pan
How old are you?
28
Where do you live?
Durham, NC
What is your highest level of education?
Bachelor’s
Are you single or married?
Married
If you are married, do you and your spouse have joint or separate finances?
Joint
Do you have any children or dependents? If yes, please explain.
0
What is your current monthly rent / mortgage?
1236
What is your current occupation? If not currently employed, please say “Not Employed”
Project Analyst
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$60k – $80k
If you are currently employed, do you like your job? Why or why not?
Yes. Get time to be creative on how to present data
Do you have a second job or side hustle? If Yes, please explain.
N/A
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
N/A
Do you budget on a consistent basis? If so, please explain how you currently budget:
Nope. Worst at budgeting. We are non budget budgeters
Do you have any student loan debt currently?
No
If yes, about how much student loan debt do you have?
N/A
What is your monthly student loan payment amount?
N/A
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
N/A
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
789
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
60,000
What does an ideal retirement look like for you?
Volunteering, trips to the farmers market, traveling
What’s your biggest purchase of 2020 so far?
A new car!
Biggest purchase of your life?
My student loans/school
What do you spend money on that brings you joy? Or, what do you tend to splurge on?
Types of drinks – fancy coffee, craft beers, nice wine
What are your short term money goals, if any? ( < 1 year)
Cashflow my masters outside of any employer contribution
What are your long term money goals, if any? ( > 1 year)
Retire at 45. So maxing out Roth’s, HSA, any 401k
What is your #1 financial concern right now?
Being able to afford the new car we need
What financial victory/success are you most proud of?
100% paying off all our debt/student loans
Anything we didn’t ask about you that you want to include?
Non-budget budgeting works best for us with less stress now that we are debt free.
It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
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