It’s Per$onal #107 – Age 27, Orange County, California

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

How old are you?

27

 

Where do you live? City and State (or Country if outside the U.S.)

Orange County, California

 

Do you like where you currently live? Why or why not?

Yes and no. The cost of living is not ideal for a young person on a limited income or for someone looking to start a family. That being said there is access to a lot of fun and exciting things within an hour and a half of me.

 

What is your highest level of education?

Bachelor’s

 

Are you single / in a relationship / married?

In a relationship.

 

If you are in a relationship / married, do you and your partner have joint or separate finances?

 

Do you find it easy or hard to make friends?

With where I’m at right now I find it easy. I recently started a new job which has allowed me to meet others close to my age with similar interests and goal.

 

Do you have any hobbies? Please explain.

Crocheting, this is purely a relaxation hobby. I do not sell of make money off of my crafts.

 

Has Covid-19 impacted you financially in any way?

Only because during COVID I have made a career shift. I left a steady job with good benefits where I was making over $62k a year. I now make less than half of this because I am starting at the bottom in my new career until I go back to school.

 

About how much do you spend on groceries each week?

$30-$60

 

What is your total monthly rent / mortgage for your household?

620

 

What is your current occupation? If not currently employed, please say “Not Employed”

Nurses Assistant

 

If you are currently employed, do you like your job? Why or why not?

Yes, it allows me to see the reality of the nursing profession while I study.

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

$32k

 

Do you have a second job or side hustle? If Yes, please explain.

N/A

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

N/A

 

Have you ever been promoted at work? Please elaborate if so.

No

 

Have you ever negotiated your salary?

No

 

Are you debt-free?

Yes

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

N/A

 

If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?

N/A

 

Are you currently investing for retirement?

Yes

 

If yes, about how much do you have invested for retirement?
What’s been your favorite purchase of 2022 so far?

Stethoscope for nursing school.

 

What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)

It’s ok to change you mind over and over again. Nothing is permanent.

 

What are your money goals, if any?

To be responsible enough with my money that when I do want to do something a bit more pricey or expensive I can treat myself. This might be things like getting a massage or going on a weekend trip every once in a while.

 

What is your #1 financial concern right now?

Not being able to work while I go back to school from May 2022-December 2023

 

What financial victory/success are you most proud of?

The amount of financial freedom I currently have. Net worth over $100k before I was 27.

 

What makes you imperfect?

So many things! One that I’m working on now is how I deliver what I’m trying to say, sometimes I don’t relay my message correctly or with the amount of compassion Id like.

 

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

Want to fill out your own It’s Per$onal survey? Drop your email below! The survey is sent to all email subscribers once a month.


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About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.