It’s Personal is an anonymous blog series about the personal lives and finances of women.
What is your name?
Taylor, IG: @thedebtfreewife
How old are you?
30
Where do you live? City and State (or Country if outside the U.S.)
Fredericksburg, VA
Do you like where you currently live? Why or why not?
Sort of!
Do you have any hobbies?
Reading, napping, wannabe runner!
What is your highest level of education?
Bachelor’s
If you went to university/college, what school did you attend? What did you study?
Purdue (online), Fire science and emergency management
What is your current occupation? If not currently employed, please say “Not Employed”
Public safety consultant
If you are currently employed, do you like your job? Why or why not?
Yes, for the most part. I like the content of my job but don’t particularly love working for the government
If you are currently employed, what is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.
$94000 + $400 added to HSA, $7500 year towards education, 21 days of PTO, 6% 401k match
Have you ever been promoted at work? Please elaborate if so.
Yes, I have promoted once in 3.5 years. It came with a 12% raise & 5 additional days of PTO.
Have you ever negotiated your salary? Please elaborate if so.
No
Do you have a second job or side hustle? If Yes, please explain.
No
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
N/A
Are you single / in a relationship / married?
Married
If you are in a relationship / married, do you and your partner have joint or separate finances?
Joint
Do you have any children / dependents?
Yes, a 19 month old daughter
Do you have any pets?
No
What is your monthly rent / mortgage for your household?
1970
About how much do you spend on groceries each week?
150-175
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/A
If you have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
Student loans, furniture, car
Are you currently investing/saving for your retirement?
Yes
If yes, about how much do you have invested/saved for retirement? Are you satisfied with this number?
~$40k, I feel behind but doing as much as I can
What’s been your favorite purchase of 2023 so far?
My husband and I took a trip to Asheville. That tops everything so far.
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Don’t make yourself smaller so others can take up more room.
Do you have any current goals you want to accomplish? (Health, Fitness, Financial, Travel, etc.)
Run a marathon, make $100k
What are you struggling with in life at the moment, if anything?
Productivity. I struggle with work while also being home with a toddler.
I was a highly productive person before becoming a mom and struggling with the way my productivity has changed.
It feels impossible to be both a good mom and a good employee.
What accomplishments of yours are you most proud of?
My bachelors degree!
What makes you imperfect?
I jump into things with both feet and then lose interest quickly
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It’s Personal is an anonymous blog series about the personal lives and finances of women.