It’s Per$onal #163 – Age 44, Raleigh, NC

It’s Personal is an anonymous blog series about the personal lives and finances of women.

its personal
How old are you?

44

Where do you live? City and State (or Country if outside the U.S.)

Raleigh, NC

Do you like where you currently live? Why or why not?

Yes, although I’m tiring of the city and would love to move a little farther out.

Do you have any hobbies?

Love financial/entertainment podcasts, bowling, reading when I can.

What is your highest level of education?

Bachelor’s

If you went to university/college, what school did you attend? What did you study?

NC State University

What is your current occupation? If not currently employed, please say “Not Employed”

Financial Analyst

If you are currently employed, do you like your job? Why or why not?

Yes, like the people, it’s a local university, and Iove the flexibility and my team.

If you are currently employed, what is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.

$75k

Have you ever been promoted at work? Please elaborate if so.

Yes, recently promoted from Accountant to Analyst. Less transactions, more critical thinking.

Have you ever negotiated your salary? Please elaborate if so.

Somewhat, for my current position.

Do you have a second job or side hustle? If Yes, please explain.

No

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

N/A

Are you single / in a relationship / married?

Married

If you are in a relationship / married, do you and your partner have joint or separate finances?

Other:

Joint checking and savings accounts plus separate accounts for spending money.

Do you have any children / dependents?

One daughter

Do you have any pets?

No

What is your monthly rent / mortgage for your household?

1411

About how much do you spend on groceries each week?

100-$150 depending on whether we need to buy anything in bulk

Are you debt-free?

No

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

N/A

If you have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?

Credit cards, car loan, personal loan~ $25k

Are you currently investing/saving for your retirement?

Yes

If yes, about how much do you have invested/saved for retirement? Are you satisfied with this number?

$150k not satisfied at all

What’s been your favorite purchase of 2023 so far?

No big purchases, but have had big fun!

What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)

Find some financial literacy, invest early, stay away from credit cards!

Do you have any current goals you want to accomplish? (Health, Fitness, Financial, Travel, etc.)

To be debt free

What are you struggling with in life at the moment, if anything?

Rising costs, inflation, childcare cost, trying to be smart, but give daughter experiences.

What accomplishments of yours are you most proud of?

Not having to rely on credit cards, promotion and increased salary.

What makes you imperfect?

I fail a lot when it comes to managing household, but still moving forward.

Any final thoughts you want to add?

This was a great exercise to put everything on the table!

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It’s Personal is an anonymous blog series about the personal lives and finances of women.


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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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