It’s Per$onal #174 – Age 28, Philadelphia, PA

It’s Personal is an anonymous blog series about the personal lives and finances of women.

its personal

How old are you?


Where do you live? City and State (or Country if outside the U.S.)

Philadelphia, Pennsylvania

Do you like where you currently live? Why or why not?

Yes, I like the opportunities it has both socially and professionally. It has an incredible food scene and it’s close to multiple major east coast cities.

Do you have any hobbies?

Cooking, reading, yoga, and trying new restaurants

What is your highest level of education?


What is your current occupation?

Elementary School Teacher

If you are currently employed, do you like your job? Why or why not?

Yes, I love that I get to make a difference in children’s lives. However, I will stand by the fact teachers are underpaid for the work we do.

If you are currently employed, what is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.


Do you have a second job or side hustle? If Yes, please explain.

Yes, I work as a yoga instructor… although I’d consider it more of a passion than a “side hustle”.

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?


Are you single / in a relationship / married?

In a relationship

If you are in a relationship / married, do you and your partner have joint or separate finances?


Do you have any children / dependents?


Do you have any pets?


What is your monthly rent / mortgage for your household?


About how much do you spend on groceries each week?


Are you debt-free?


If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

I am fortunate to have never had debt (student loans or car), which is a privilege I don’t take lightly.

Are you currently investing/saving for your retirement?


If yes, about how much do you have invested/saved for retirement? Are you satisfied with this number?

$56,000. Yes and no. Right now I am comfortable with the amount I am investing monthly and feel on track towards retirement goals, but at the same time wish I could contribute more.

What’s been your favorite purchase of 2023 so far?

Plane tickets to London this summer

Do you have any current goals you want to accomplish? (Health, Fitness, Financial, Travel, etc.)

Use my vacations sinking fund to be able to travel more, while still saving and investing. Continue to incorporate daily movement into my routine.

What accomplishments of yours are you most proud of?

Graduating from grad school and completing my 200hr YTT

What makes you imperfect?

My indecisiveness, I tend to overthink decisions whether big or small.

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It’s Personal is an anonymous blog series about the personal lives and finances of women.

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.