It’s Per$onal #27 – Age 38, Pittsfield, MA

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

its personal




How old are you?



Where do you live?

Pittsfield, MA


What is your highest level of education?



Are you single or married?



If you are married, do you and your spouse have joint or separate finances?


Do you have any children or dependents? If yes, please explain.

1 FurBaby


What is your total monthly rent / mortgage for your household?



Has Covid-19 impacted you financially in any way?

Not significantly


What is your current occupation? If not currently employed, please say “Not Employed”



What is your yearly salary (or approximate yearly compensation) for your current occupation?



If you are currently employed, do you like your job? Why or why not?

For the most part. The people I work with are great, how short staffed we are is not


Do you have a second job or side hustle? If Yes, please explain.

It would be great if I could but the hours of my current job doesn’t really allow it.


If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?



Do you budget on a consistent basis? If so, please explain how you currently budget:

Yes, I use a zero based budget


Are you debt-free?



If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?



Do you have any student loan debt currently?



If yes, about how much student loan debt do you have?

Around 50k


What is your monthly student loan payment amount?



Do you have any credit card debt?



If Yes, about how much credit card debt do you have currently?



Do you have any other kinds of debt? If Yes, please explain:

Mortgage, car loan


Do you know what your credit score is?



If Yes, what is your credit score?



Are you currently saving for retirement?



If yes, about how much do you have saved for retirement?



What does an ideal retirement look like for you?

Financially stable and able to travel


What’s your biggest purchase of 2020 so far?

A new boiler ($8k!!) after mine exploded and insurance (nationwide) refused to cover it ?


Biggest purchase of your life?

My house


What do you spend money on that brings you joy?

Spoiling my dog ❤️, home décor, traveling


What are your short term money goals, if any? ( < 1 year)

Build my savings back up after I had to use it for the boiler


What are your long term money goals, if any? ( > 1 year)

Save enough money for a major home remodel


What is your #1 financial concern right now?



What financial victory/success are you most proud of?

Being able to purchase and support a home on my own at 32 and being able to clean up the financial messiness my ex created for me.


Anything we didn’t ask about you that you want to include?



It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.


it's per$onal
Other posts you might like:

Leave a Reply

Your email address will not be published. Required fields are marked *

Like this post? Share it on social!

About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.