It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
How old are you?
28
Where do you live? City and State (or Country if outside the U.S.)
SLC, Utah
Do you like where you currently live? Why or why not?
Yes! I’d love to move somewhere with less intense of a winter and less worry of water in the next few years
What is your highest level of education?
Master’s
Are you single / in a relationship / married?
Long term relationship
If you are in a relationship / married, do you and your partner have joint or separate finances?
Separate
More It’s Per$onal:
Do you have any children / dependents?
No
Do you have any pets?
1 cat
Do you find it easy or hard to make friends?
Hard! I have some friends I’ve met through my boyfriend and friends I’ve made myself. But with working it’s hard to maintain relationships.
Do you have any hobbies? Please explain.
I need to find more things to get involved in. My only hobbies currently are working, volunteering and watching TV
Has Covid-19 impacted you financially in any way?
I found my dream job that would have never been possible without it. They moved fully remote so I was able to be brought on without living in SF.
About how much do you spend on groceries each week?
My portion is $40-$60/week
What is your total monthly rent / mortgage for your household?
1200
What is your current occupation? If not currently employed, please say “Not Employed”
Data Analyst
If you are currently employed, do you like your job? Why or why not?
I LOVE my job. I have an amazing boss, I get positive reinforcement, amazing benefits and it’s challenging
What is your yearly salary (or approximate yearly compensation) for your current occupation?
91k + 10% bonus
Do you have a second job or side hustle? If Yes, please explain.
Temporarily have 2nd job to pay down debt. Should be quitting in May
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
80k yr + 5% bonus
Have you ever been promoted at work? Please elaborate if so.
Not at these current companies
Have you ever negotiated your salary?
when I started at my old company I was offered 40k. I told them I would starve to death and we got the starting pay up to 50k
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
NA
If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
Student loans – 120k
Mortgage – 160k
HELOC – 25k
Car note – just paid off
Are you currently investing for retirement?
Yes
If yes, about how much do you have invested for retirement?
What’s been your favorite purchase of 2022 so far?
Paying off my car was amazing. Otherwise my boyfriend and I just bought a fancy coffee maker to stop going out for coffee daily!
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Find passions that are active! Avoid drinking heavily and getting into drugs
What are your money goals, if any?
Pay off all debt outside my mortgage in the next 2-3 years. Purchase an investment property this year
What is your #1 financial concern right now?
Combining finances with my boyfriend! We’ve been talking about it high level but need to have a deeper conversation
What financial victory/success are you most proud of?
I grew up pretty poor, food stamps, free lunches, etc, so I am insanely proud of getting to where I am in my career. I make good money, am educated and I can say it’s ALL because of me. I had nothing given to me so my successes (and Debts) are my own.
What makes you imperfect?
I don’t have great “balance”. I get too heads down at work and am missing out on life around me.
It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
