It’s Per$onal #12 – Age 27, Atlanta, Georgia

It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.

its personal

Name:

Elizabeth

 

How old are you?

27

 

Where do you live?

Atlanta, GA

 

What is your highest level of education?

Master’s

 

Are you single or married?

Married

 

If you are married, do you and your spouse have joint or separate finances?

 

Do you have any children or dependents? If yes, please explain.

No

 

What is your current monthly rent / mortgage?

$1120

 

Has Covid-19 impacted you financially in any way?

No

 

What is your current occupation? If not currently employed, please say “Not Employed”

Speech-language pathologist

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

$52k

 

If you are currently employed, do you like your job? Why or why not?

No- it’s very stressful, High caseload, etc

 

Do you have a second job or side hustle? If Yes, please explain.

Yes, I do data/research for a marketing company

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

$1,000

 

Do you budget on a consistent basis? If so, please explain how you currently budget:

Yes, my husband and I use a google spreadsheet to budget

 

Are you debt-free?

No

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

N/A

 

Do you have any student loan debt currently?

Yes

 

If yes, about how much student loan debt do you have?

$20k

 

What is your monthly student loan payment amount?

$720

 

Do you have any credit card debt?

No

 

If Yes, about how much credit card debt do you have currently?

N/A

 

Do you have any other kinds of debt? If Yes, please explain:

Yes- 2 cars (about $25k)

 

Do you know what your credit score is?

Yes

 

If Yes, what is your credit score?

765

 

Are you currently saving for retirement?

Yes

 

If yes, about how much do you have saved for retirement?

$4k

 

What does an ideal retirement look like for you?

Reading, being near water, traveling

 

What’s your biggest purchase of 2020 so far?

My husbands tuition

 

Biggest purchase of your life?

My masters degree

 

What do you spend money on that brings you joy?

Traveling and food

 

What are your short term money goals, if any? ( < 1 year)

Pay off both cars and all but 1 student loan

 

What are your long term money goals, if any? ( > 1 year)

Be debt free by the time my husband graduates; buy a house

 

What is your #1 financial concern right now?

We’ve had lots of unexpected medical bills come up in the last year that have put us behind on our financial goals

 

What financial victory/success are you most proud of?

Paying off all credit cards; my husband completing school without student loans

 

Anything we didn’t ask about you that you want to include?

No

 

It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.

 

it's per$onal

 

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About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.