It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.
Name:
Elizabeth
How old are you?
27
Where do you live?
Atlanta, GA
What is your highest level of education?
Master’s
Are you single or married?
Married
If you are married, do you and your spouse have joint or separate finances?
Joint
Do you have any children or dependents? If yes, please explain.
No
What is your current monthly rent / mortgage?
$1120
Has Covid-19 impacted you financially in any way?
No
What is your current occupation? If not currently employed, please say “Not Employed”
Speech-language pathologist
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$52k
If you are currently employed, do you like your job? Why or why not?
No- it’s very stressful, High caseload, etc
Do you have a second job or side hustle? If Yes, please explain.
Yes, I do data/research for a marketing company
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
$1,000
Do you budget on a consistent basis? If so, please explain how you currently budget:
Yes, my husband and I use a google spreadsheet to budget
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/A
Do you have any student loan debt currently?
Yes
If yes, about how much student loan debt do you have?
$20k
What is your monthly student loan payment amount?
$720
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
Yes- 2 cars (about $25k)
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
765
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
$4k
What does an ideal retirement look like for you?
Reading, being near water, traveling
What’s your biggest purchase of 2020 so far?
My husbands tuition
Biggest purchase of your life?
My masters degree
What do you spend money on that brings you joy?
Traveling and food
What are your short term money goals, if any? ( < 1 year)
Pay off both cars and all but 1 student loan
What are your long term money goals, if any? ( > 1 year)
Be debt free by the time my husband graduates; buy a house
What is your #1 financial concern right now?
We’ve had lots of unexpected medical bills come up in the last year that have put us behind on our financial goals
What financial victory/success are you most proud of?
Paying off all credit cards; my husband completing school without student loans
Anything we didn’t ask about you that you want to include?
No
It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.
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