It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.
Name:
Eve
How old are you?
28
Where do you live?
Jersey City, NJ
What is your highest level of education?
Bachelor’s
Are you single or married?
Single
If you are married, do you and your spouse have joint or separate finances?
N/A
Do you have any children or dependents? If yes, please explain.
No
What is your current monthly rent / mortgage?
$1250
Has Covid-19 impacted you financially in any way?
No
What is your current occupation? If not currently employed, please say “Not Employed”
Administrative Assistant
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$60,000
If you are currently employed, do you like your job? Why or why not?
No; because they’re all jerks & I don’t see any room for growth
Do you have a second job or side hustle? If Yes, please explain.
No
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
N/A
Do you budget on a consistent basis? If so, please explain how you currently budget:
Yes; I budget for every paycheck
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/A
Do you have any student loan debt currently?
Yes
If yes, about how much student loan debt do you have?
$3000
What is your monthly student loan payment amount?
$75
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
N/A
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
750
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
$5,000
What does an ideal retirement look like for you?
Ideal retirement is being able to travel and spend time with family
What’s your biggest purchase of 2020 so far?
Hmm…computer desk
Biggest purchase of your life?
College degree
What do you spend money on that brings you joy?
Food! Lol Clothes and shoes too; activities with friends and fam
What are your short term money goals, if any? ( < 1 year)
Pay off what’s left of student loan and save an emergency fund with 1 year worth of expenses
What are your long term money goals, if any? ( > 1 year)
Increase my investment contributions
What is your #1 financial concern right now?
Having an adequate emergency fund
What financial victory/success are you most proud of?
Paying off credit card debt and a personal loan and sticking to a budget!
Anything we didn’t ask about you that you want to include?
N/A
It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.
