It’s Per$onal #13 – Age 28, Jersey City, New Jersey

It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.

its personal

Name:

Eve

 

How old are you?

28

 

Where do you live?

Jersey City, NJ

 

What is your highest level of education?

Bachelor’s

 

Are you single or married?

Single

 

If you are married, do you and your spouse have joint or separate finances?

 

Do you have any children or dependents? If yes, please explain.

No

 

What is your current monthly rent / mortgage?

$1250

 

Has Covid-19 impacted you financially in any way?

No

 

What is your current occupation? If not currently employed, please say “Not Employed”

Administrative Assistant

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

$60,000

 

If you are currently employed, do you like your job? Why or why not?

No; because they’re all jerks & I don’t see any room for growth

 

Do you have a second job or side hustle? If Yes, please explain.

No

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

N/A

 

Do you budget on a consistent basis? If so, please explain how you currently budget:

Yes; I budget for every paycheck

 

Are you debt-free?

No

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

N/A

 

Do you have any student loan debt currently?

Yes

 

If yes, about how much student loan debt do you have?

$3000

 

What is your monthly student loan payment amount?

$75

 

Do you have any credit card debt?

No

 

If Yes, about how much credit card debt do you have currently?

N/A

 

Do you have any other kinds of debt? If Yes, please explain:

N/A

 

Do you know what your credit score is?

Yes

 

If Yes, what is your credit score?

750

 

Are you currently saving for retirement?

Yes

 

If yes, about how much do you have saved for retirement?

$5,000

 

What does an ideal retirement look like for you?

Ideal retirement is being able to travel and spend time with family

 

What’s your biggest purchase of 2020 so far?

Hmm…computer desk

 

Biggest purchase of your life?

College degree

 

What do you spend money on that brings you joy?

Food! Lol Clothes and shoes too; activities with friends and fam

 

What are your short term money goals, if any? ( < 1 year)

Pay off what’s left of student loan and save an emergency fund with 1 year worth of expenses

 

What are your long term money goals, if any? ( > 1 year)

Increase my investment contributions

 

What is your #1 financial concern right now?

Having an adequate emergency fund

 

What financial victory/success are you most proud of?

Paying off credit card debt and a personal loan and sticking to a budget!

 

Anything we didn’t ask about you that you want to include?

N/A

 

It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.

 


Leave a Reply

Your email address will not be published. Required fields are marked *

Like this post? Share it on social!

Facebook
Twitter
LinkedIn
About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.