It’s Per$onal #11 – Age 36, Charlotte, North Carolina

It’s Per$onal is a completely anonymous blog series designed to shed light on the intricate details of the personal finances of women.

its personal




How old are you?



Where do you live?

Charlotte, NC


What is your highest level of education?



Are you single or married?



If you are married, do you and your spouse have joint or separate finances?


Do you have any children or dependents? If yes, please explain.



What is your current monthly rent / mortgage?



Has Covid-19 impacted you financially in any way?



What is your current occupation? If not currently employed, please say “Not Employed”

Project Coordinator


What is your yearly salary (or approximate yearly compensation) for your current occupation?



If you are currently employed, do you like your job? Why or why not?

Yes, love it and plan to stay with this company until it’s time to retire!


Do you have a second job or side hustle? If Yes, please explain.

Yes, sometimes I dog sit.


If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

Don’t get a steady monthly income from dog sitting.


Do you budget on a consistent basis? If so, please explain how you currently budget:

Yes. Zero base budget weekly.


Are you debt-free?



If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?



Do you have any student loan debt currently?



If yes, about how much student loan debt do you have?



What is your monthly student loan payment amount?



Do you have any credit card debt?



If Yes, about how much credit card debt do you have currently?



Do you have any other kinds of debt? If Yes, please explain:



Do you know what your credit score is?



If Yes, what is your credit score?



Are you currently saving for retirement?



If yes, about how much do you have saved for retirement?



What does an ideal retirement look like for you?

To be able to live comfortably


What’s your biggest purchase of 2020 so far?

Plane ticket


Biggest purchase of your life?



What do you spend money on that brings you joy?

Clothes and home décor/organization items


What are your short term money goals, if any? ( < 1 year)

Pay off a good chunk of credit card debt


What are your long term money goals, if any? ( > 1 year)

Pay off all credit card debt by the time I’m 40


What is your #1 financial concern right now?

Credit card debt


What financial victory/success are you most proud of?

Creating a budget and sticking to it.


Anything we didn’t ask about you that you want to include?



It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.


it's per$onal


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About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.