It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
What is your name?
How old are you?
27
Where do you live? City and State (or Country if outside the U.S.)
Minneapolis MN
Do you like where you currently live? Why or why not?
Yes, I’ve lived in MN my whole life and just love this state
What is your highest level of education?
Bachelor’s
Are you single / in a relationship / married?
In a relationship and living with partner
If you are in a relationship / married, do you and your partner have joint or separate finances?
Separate
More It’s Per$onal:
Do you have any children / dependents?
No
Do you have any pets?
Yes, two cats
Do you find it easy or hard to make friends?
A little bit of both, I find it hard to make friends organically in your 20s, but have had a lot of success using Bumble BFF to make friends post college!
Do you have any hobbies? Please explain.
Yoga, gardening, reading, going to concerts
Has Covid-19 impacted you financially in any way?
Not significantly, I am thankful to have had a job throughout Covid and no major impacts to my finances
About how much do you spend on groceries each week?
I spend $50/week on HelloFresh and probably another $50-100 on groceries every other week
What is your total monthly rent / mortgage for your household?
1650
What is your current occupation? If not currently employed, please say “Not Employed”
Underwriting Analyst
If you are currently employed, do you like your job? Why or why not?
I do, but my thoughts have recently changed as there’s been a lot of changes within my company since I started
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$62,500
Do you have a second job or side hustle? If Yes, please explain.
Not really, I make some small sums of money using cash back and survey apps on my phone but that’s about it!
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
Maybe $10/week at most
Have you ever been promoted at work? Please elaborate if so.
Yes, I received a promotion at my last job from client service manager to lead client service manager after about a year and a half of working there
Have you ever negotiated your salary?
I am currently in the process of doing so for a new job and plan to do so for any new job I get in the future or raise!
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/a
If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
I currently only have student loans. I paid off my car, credit cards, cell phone and one of my student loans in the last 4 months
Are you currently investing for retirement?
Yes
If yes, about how much do you have invested for retirement?
$7500 approximately
What’s been your favorite purchase of 2022 so far?
Tickets to a music festival
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Don’t be a people pleaser, always advocate for yourself
What are your money goals, if any?
To pay off my small student loan before the end of 2022, have $5k in HYSA, and get a raise or promotion this year!
What is your #1 financial concern right now?
Paying off my student loans
What financial victory/success are you most proud of?
Aggressively paying down my student loans and other debts
What makes you imperfect?
I try my hardest to budget, but in reality I really only know my fixed expenses and I am pretty unaware of what my variable expenses are
It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
