It’s Per$onal #138 – Age 29, Boston, MA

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

How old are you?



Where do you live? City and State (or Country if outside the U.S.)

Boston, MA


Do you like where you currently live? Why or why not?

I’m really lucky to live where I live (just south of the city), and I recently got a new job in Boston downtown so it’s truly great.

That said, I always crave change and now that the weather is turning South Carolina and Florida aren’t looking too bad….


What is your highest level of education?



Are you single / in a relationship / married?

in a relationship


If you are in a relationship / married, do you and your partner have joint or separate finances?


Do you find it easy or hard to make friends?

Not that easy – I’ve made some good post college friends but I wish it were easier. I haven’t really made any new friends since moving to where I currently am two years ago


Do you have any hobbies? Please explain.

OTF, traveling, volunteering, going on boats, beach, paddleboarding


Has Covid-19 impacted you financially in any way?

Not really


About how much do you spend on groceries each week?

$120 ish for me and boyfriend (we switch off weeks)


What is your total monthly rent / mortgage for your household?



What is your current occupation? If not currently employed, please say “Not Employed”

Brand Marketing


If you are currently employed, do you like your job? Why or why not?

Yes! It’s a recent switch but I love the culture and the responsibilities, it’s a growing company and lots of things going on. They are also very flexible so great work life balance


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What is your yearly salary (or approximate yearly compensation) for your current occupation?



Do you have a second job or side hustle? If Yes, please explain.

No, I always try but I can’t find anything that sticks


If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?



Have you ever been promoted at work? Please elaborate if so.

From intern to full time


Have you ever negotiated your salary?

Yes – I’ve always negotiated higher but meet somewhere in the middle


Are you debt-free?



If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?



If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?



Are you currently investing for retirement?



If yes, about how much do you have invested for retirement?



What’s been your favorite purchase of 2022 so far?

Plane tickets to Fort Lauderdale


What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)

Don’t let other people’s judgements or opinions decide where you want to go in life – if you haven’t met someone yet who does what you want to do or a mentor then you either haven’t met them yet or have the opportunity to carve your own path.


What are your money goals, if any?

Save an emergency fund of $15k and not feel like I am putting every paycheck to my credit card the second it hits my account


What is your #1 financial concern right now?

Not having enough for enjoying life – travel, activities or having enough for future – wedding, kids, house, etc


What financial victory/success are you most proud of?

During COVID I paid off my student loans which just felt like such a relief. But now I will be getting all of that overpayment back from the government and able to keep it with the recent student loan relief which is honestly life changing.


What makes you imperfect?

Thinking i have to have it all figured out


It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

it's per$onal

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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