It’s Per$onal #158 – Age 30, Rochester, NY


It’s Personal is an anonymous blog series about the personal lives and finances of women.

An anonymous blog series about the personal lives of women.


How old are you?



Where do you live? City and State (or Country if outside the U.S.)

Rochester NY


Do you like where you currently live? Why or why not?

Yes, no traffic and plenty of things to do and nature to explore!


Do you have any hobbies?

Exercising, gardening


What is your highest level of education?



If you went to university/college, what school did you attend? What did you study?

Dyouville College- physical therapy


What is your current occupation? If not currently employed, please say “Not Employed”

Physical therapist


If you are currently employed, do you like your job? Why or why not?

Love my job! I get to help children all day!


If you are currently employed, what is your yearly salary (or approximate yearly compensation)? Feel free to include any bonuses or other compensation perks you may receive this year.



Have you ever been promoted at work? Please elaborate if so.



Have you ever negotiated your salary? Please elaborate if so.

Yes, got countered $3k more than originally offered by negotiating


Do you have a second job or side hustle? If Yes, please explain.



If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?



Are you single / in a relationship / married?



If you are in a relationship / married, do you and your partner have joint or separate finances?
Do you have any children / dependents?

1 child!


Do you have any pets?

1 dog


What is your monthly rent / mortgage for your household?



About how much do you spend on groceries each week?



it's personal


Are you debt-free?



If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?



If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?

Student loans (130k) and car (8k)


Are you currently investing/saving for your retirement?



If yes, about how much do you have invested/saved for retirement? Are you satisfied with this number?

10k, not satisfied yet!


What’s been your favorite purchase of 2023 so far?

Dyson cordless vacuum (gets used daily)


What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)

Make a realistic budget


What are you struggling with in life at the moment, if anything?

Keeping up with the cost of living!


What accomplishments of yours are you most proud of?

Having my son!



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It’s Personal is an anonymous blog series about the personal lives and finances of women.


it's per$onal


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About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.