It’s Per$onal #144 – Age 31, Canton, Ohio

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

How old are you?

31

 

Where do you live? City and State (or Country if outside the U.S.)

Canton, Ohio

 

Do you like where you currently live? Why or why not?

It’s okay but the winters can be hard (depressing and cold)!

 

What is your highest level of education?

Bachelor’s

 

Are you single / in a relationship / married?

Married

 

If you are in a relationship / married, do you and your partner have joint or separate finances?

 

Do you find it easy or hard to make friends?

It’s easy to make friends, hard to maintain friendships. I feel like when you have kids you make friends for in the moment. I do have my core group of friends that I have been friends with for 15-20 years.

 

Do you have any hobbies? Please explain.

Currently trying to figure out what my hobbies are. I do enjoy working out and running though.

 

Has Covid-19 impacted you financially in any way?

No

 

About how much do you spend on groceries each week?

250

 

What is your total monthly rent / mortgage for your household?

1450

 

What is your current occupation? If not currently employed, please say “Not Employed”

Registered Nurse Case Manager (part time, 24 hours a week)

 

If you are currently employed, do you like your job? Why or why not?

Yes, schedule if great, job is less stressful than floor nursing and I still get to interact with the patients!

 

it's personal

What is your yearly salary (or approximate yearly compensation) for your current occupation?

45000

 

Do you have a second job or side hustle? If Yes, please explain.

I have a casual position in the hospital system that I work in and I do pick up 4 hours once a pay.

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

This can vary anywhere from 200-1000, depending on what bonuses they are offering to pick up.

 

Have you ever been promoted at work? Please elaborate if so.

No, but I was recruited for the position I’m in now and even though it’s not a true promotion I do feel it was a step in a better and less stressful direction. So I feel as if I’ve been promoted!

 

Have you ever negotiated your salary?

Yes! And just recently got a 12% raise!

 

Are you debt-free?

No

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

N/A

 

If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?

Student loans and 1- credit card.

 

Are you currently investing for retirement?

Yes

 

If yes, about how much do you have invested for retirement?

20-30k in a 401k (not too great)

 

What’s been your favorite purchase of 2022 so far?

Swimming pool.

 

What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)

To apply for scholarships like it’s a job so you don’t have the burden of student loans.

 

What are your money goals, if any?

Build our savings account this next year to 3-6 months of expenses.

 

What is your #1 financial concern right now?

Not having enough in savings.

 

What financial victory/success are you most proud of?

Having no car payment for myself or my husband for over 2 years!

 

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

it's per$onal


2 Responses

  1. Wow that was strange. I just wrote an incredibly long comment but after I clicked submit my
    comment didn’t appear. Grrrr… well I’m not writing all that over again. Anyhow,
    just wanted to say superb blog!

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About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.