It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
Name:
Molly
How old are you?
28
Where do you live?
Harrisburg PA
What is your highest level of education?
Bachelor’s
Are you single or married?
Single
If you are married, do you and your spouse have joint or separate finances?
N/A
Do you have any children or dependents? If yes, please explain.
No
What is your total monthly rent / mortgage for your household?
1150
Has Covid-19 impacted you financially in any way?
Couldn’t work at my second job for a few months
What is your current occupation? If not currently employed, please say “Not Employed”
Data analyst
What is your yearly salary (or approximate yearly compensation) for your current occupation?
55-65k
If you are currently employed, do you like your job? Why or why not?
No, very unfulfilling
Do you have a second job or side hustle? If Yes, please explain.
I work part time at a restaurant
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
1000-1500
Do you budget on a consistent basis? If so, please explain how you currently budget:
Yes I use YNAB
Are you debt-free?
Yes
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
About 40k in 2.5 years
Do you have any student loan debt currently?
No
If yes, about how much student loan debt do you have?
N/A
What is your monthly student loan payment amount?
N/A
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
No
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
790 ish
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
25k
What does an ideal retirement look like for you?
Paid off house, able to travel and still live frugally
What’s your biggest purchase of 2020 so far?
Some new furniture
Biggest purchase of your life?
My car
What do you spend money on that brings you joy?
Food, travel
What are your short term money goals, if any? ( < 1 year)
Find a new job, start a business, save for house down payment
What are your long term money goals, if any? ( > 1 year)
Early retirement maybe
What is your #1 financial concern right now?
Uncertainty about job prospects
What financial victory/success are you most proud of?
Paying off my car 2 years early and my student loans in 4 years
Anything we didn’t ask about you that you want to include?
N/A
