It’s Per$onal #63 – Age 27, Chicago, IL

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

its personal

Name:

Pippa

 

How old are you?

27

 

Where do you live? City and State (or Country if outside the U.S.)

Chicago, IL

 

What is your highest level of education?

Master’s

 

Are you single or married?

Single

 

If you are married, do you and your spouse have joint or separate finances?

 

Do you have any children or dependents? If yes, please explain.

No

 

What is your total monthly rent / mortgage for your household?

1482

 

Has Covid-19 impacted you financially in any way?

No bonus

 

What is your current occupation? If not currently employed, please say “Not Employed”

Consulting

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

90-100k

 

If you are currently employed, do you like your job? Why or why not?

Yes and no. I like the flexibility.

 

Do you have a second job or side hustle? If Yes, please explain.

No

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

N/A

 

Do you budget on a consistent basis? If so, please explain how you currently budget:

Loosely, yes. I have a spreadsheet that shows roughly how much I should spend in each area per month

 

Are you debt-free?

No

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

No

 

Do you have any student loan debt currently?

Yes

 

If yes, about how much student loan debt do you have?

About 50k+ (All from grad school)

 

What is your monthly student loan payment amount?

300

Do you have any credit card debt?

No

 

If Yes, about how much credit card debt do you have currently?

N/a

 

Do you have any other kinds of debt? If Yes, please explain:

No

 

Do you know what your credit score is?

No

 

If Yes, what is your credit score?

Probably 700

 

Are you currently saving for retirement?

Yes

 

If yes, about how much do you have saved for retirement?

20k+

 

What does an ideal retirement look like for you?

I’m not sure yet

 

What’s your biggest purchase of 2020?

Houseplants

 

Biggest purchase of your life?

Iphone?

 

What do you spend money on that brings you joy?

My dog, skincare, travel

 

What are your short term money goals, if any? ( < 1 year)

To stick to my budget better, save for moving expenses to move to a new city (LA)

 

What are your long term money goals, if any? ( > 1 year)

Save up for a house, wedding, car, and travel

 

What is your #1 financial concern right now?

Student debt, spending too much on Unnecessary things

 

What financial victory/success are you most proud of?

Emergency fund

 

Anything we didn’t ask about you that you want to include?

N/A

 

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

it's per$onal

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About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.