It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
How old are you?
Where do you live? City and State (or Country if outside the U.S.)
What is your highest level of education?
Are you single or married?
If you are married, do you and your spouse have joint or separate finances?
Do you have any children or dependents? If yes, please explain.
What is your total monthly rent / mortgage for your household?
Has Covid-19 impacted you financially in any way?
What is your current occupation? If not currently employed, please say “Not Employed”
What is your yearly salary (or approximate yearly compensation) for your current occupation?
If you are currently employed, do you like your job? Why or why not?
Yes and no. I like the flexibility.
Do you have a second job or side hustle? If Yes, please explain.
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
Do you budget on a consistent basis? If so, please explain how you currently budget:
Loosely, yes. I have a spreadsheet that shows roughly how much I should spend in each area per month
Are you debt-free?
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
Do you have any student loan debt currently?
If yes, about how much student loan debt do you have?
About 50k+ (All from grad school)
What is your monthly student loan payment amount?
Do you have any credit card debt?
If Yes, about how much credit card debt do you have currently?
Do you have any other kinds of debt? If Yes, please explain:
Do you know what your credit score is?
If Yes, what is your credit score?
Are you currently saving for retirement?
If yes, about how much do you have saved for retirement?
What does an ideal retirement look like for you?
I’m not sure yet
What’s your biggest purchase of 2020?
Biggest purchase of your life?
What do you spend money on that brings you joy?
My dog, skincare, travel
What are your short term money goals, if any? ( < 1 year)
To stick to my budget better, save for moving expenses to move to a new city (LA)
What are your long term money goals, if any? ( > 1 year)
Save up for a house, wedding, car, and travel
What is your #1 financial concern right now?
Student debt, spending too much on Unnecessary things
What financial victory/success are you most proud of?
Anything we didn’t ask about you that you want to include?