It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
Name:
Alyssa
How old are you?
27
Where do you live? City and State (or Country if outside the U.S.)
Columbus, OH
What is your highest level of education?
Bachelor’s
Are you single or married?
Engaged
If you are married, do you and your spouse have joint or separate finances?
Separate
Do you have any children or dependents? If yes, please explain.
Yes, a 3 year old daughter
What is your total monthly rent / mortgage for your household?
1375
Has Covid-19 impacted you financially in any way?
No
What is your current occupation? If not currently employed, please say “Not Employed”
Graphic Designer/Reporter
What is your yearly salary (or approximate yearly compensation) for your current occupation?
30000
If you are currently employed, do you like your job? Why or why not?
I do for the most part, I love that I can leave work at work.
Do you have a second job or side hustle? If Yes, please explain.
Yes
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
200
Do you budget on a consistent basis? If so, please explain how you currently budget:
I budget monthly for my bills/expenses
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/A
Do you have any student loan debt currently?
Yes
If yes, about how much student loan debt do you have?
75000
What is your monthly student loan payment amount?
1000
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
No
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
773
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
6500
What does an ideal retirement look like for you?
In the middle of the mountains, in a cabin just enjoying the slow life. Not having to worry about money
What’s your biggest purchase of 2020?
I haven’t purchased much, so probably my wedding dress
Biggest purchase of your life?
My car
What do you spend money on that brings you joy?
What are your short term money goals, if any? ( < 1 year)
Pay all cash for our wedding next year
What are your long term money goals, if any? ( > 1 year)
Save up at least 20,000 for a house down payment, pay off my student loans!
What is your #1 financial concern right now?
My student loan debt, how it’s hindering me from reaching other goals
What financial victory/success are you most proud of?
Paying off my car 3 years early
Anything we didn’t ask about you that you want to include?
No
