It’s Per$onal #71 – Age 27, Columbus, OH

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

its personal

Name:

Alyssa

 

How old are you?

27

 

Where do you live? City and State (or Country if outside the U.S.)

Columbus, OH

 

What is your highest level of education?

Bachelor’s

 

Are you single or married?

Engaged

 

If you are married, do you and your spouse have joint or separate finances?

 

Do you have any children or dependents? If yes, please explain.

Yes, a 3 year old daughter

 

What is your total monthly rent / mortgage for your household?

1375

 

Has Covid-19 impacted you financially in any way?

No

 

What is your current occupation? If not currently employed, please say “Not Employed”

Graphic Designer/Reporter

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

30000

 

If you are currently employed, do you like your job? Why or why not?

I do for the most part, I love that I can leave work at work.

 

Do you have a second job or side hustle? If Yes, please explain.

Yes

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

200

 

Do you budget on a consistent basis? If so, please explain how you currently budget:

I budget monthly for my bills/expenses

 

Are you debt-free?

No

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

N/A

Do you have any student loan debt currently?

Yes

 

If yes, about how much student loan debt do you have?

75000

 

What is your monthly student loan payment amount?

1000

Do you have any credit card debt?

No

 

If Yes, about how much credit card debt do you have currently?

N/A

Do you have any other kinds of debt? If Yes, please explain:

No

 

Do you know what your credit score is?

Yes

 

If Yes, what is your credit score?

773

Are you currently saving for retirement?

Yes

 

If yes, about how much do you have saved for retirement?

6500

 

What does an ideal retirement look like for you?

In the middle of the mountains, in a cabin just enjoying the slow life. Not having to worry about money

 

What’s your biggest purchase of 2020?

I haven’t purchased much, so probably my wedding dress

 

Biggest purchase of your life?

My car

 

What do you spend money on that brings you joy?
I love to purchase new clothes, and our family goes on trips to cabins a lot so that brings me joy!

 

What are your short term money goals, if any? ( < 1 year)

Pay all cash for our wedding next year

 

What are your long term money goals, if any? ( > 1 year)

Save up at least 20,000 for a house down payment, pay off my student loans!

 

What is your #1 financial concern right now?

My student loan debt, how it’s hindering me from reaching other goals

 

What financial victory/success are you most proud of?

Paying off my car 3 years early

 

Anything we didn’t ask about you that you want to include?

No

 

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

it's per$onal

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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