It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
Name:
Court
How old are you?
30
Where do you live? City and State (or Country if outside the U.S.)
Charleston, SC
What is your highest level of education?
Doctorate
Are you single or married?
Married
If you are married, do you and your spouse have joint or separate finances?
Separate
Do you have any children or dependents? If yes, please explain.
No
What is your total monthly rent / mortgage for your household?
1450
Has Covid-19 impacted you financially in any way?
Husband furloughed to 32 hrs/week for several months, back to normal now
What is your current occupation? If not currently employed, please say “Not Employed”
Pharmacist
What is your yearly salary (or approximate yearly compensation) for your current occupation?
If you are currently employed, do you like your job? Why or why not?
Meh, it pays the bills
Do you have a second job or side hustle? If Yes, please explain.
No
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
N/a
Do you budget on a consistent basis? If so, please explain how you currently budget:
No, moreso just consciously limiting unnecessary spending
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/a
Do you have any student loan debt currently?
Yes
If yes, about how much student loan debt do you have?
$40,000
What is your monthly student loan payment amount?
706
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
No
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
805
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
$45k in 401k
What does an ideal retirement look like for you?
Worry free and full of leisure 🙂
What’s your biggest purchase of 2020?
Built a deck on the back of our house
Biggest purchase of your life?
A house!
What do you spend money on that brings you joy?
What are your short term money goals, if any? ( < 1 year)
Student loan debt free by end of 2021
What are your long term money goals, if any? ( > 1 year)
Remain debt free, fully funded emergency fund, learn more about investing
What is your #1 financial concern right now?
No real concerns, just super focused on debt pay off
What financial victory/success are you most proud of?
I’ve paid off more in student loans in 2020 than I did in my first 4 years of paying off loans!
Anything we didn’t ask about you that you want to include?
Husband and I have paid off cars. He has about $30k in student loans but our finances are separate for those debts
