It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
How old are you?
29
Where do you live? City and State (or Country if outside the U.S.)
Jacksonville, FL
Do you like where you currently live? Why or why not?
For the most part! I grew up here and family is here.
What is your highest level of education?
Master’s
Are you single / in a relationship / married?
In a relationship
If you are in a relationship / married, do you and your partner have joint or separate finances?
Separate
Do you have any children / dependents?
No
Do you have any pets?
4 cats between my boyfriend and I
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- It’s Per$onal #59 – Age 29, Philadelphia, PA
- It’s Per$onal #7 – Age 29, San Jose, California
Do you find it easy or hard to make friends?
Hard
Do you have any hobbies? Please explain.
Running, weightlifting, paddle-boarding
Has Covid-19 impacted you financially in any way?
No
About how much do you spend on groceries each week?
100-150 but split in half with my boyfriend
What is your total monthly rent / mortgage for your household?
1780
What is your current occupation? If not currently employed, please say “Not Employed”
Finance- Sr Accountant
If you are currently employed, do you like your job? Why or why not?
The type of work, yes! The company-no.
What is your yearly salary (or approximate yearly compensation) for your current occupation?
82,000
Do you have a second job or side hustle? If Yes, please explain.
No
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
N/A
Have you ever been promoted at work? Please elaborate if so.
Not at my current company, I’ve only been there 9 months. At my previous company of 8 years…yes promoted several times through various departments ultimately ending in finance.
Two large promotions-one from hourly to salary post bac graduation and then another from entry level to senior level approx 6 months after joining finance team.
Have you ever negotiated your salary?
Not enough! I wish I had negotiated more for my current job, I went through a third party recruiter who led me to believe the range was tapped out.
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/A
If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
Started with CC, car, and student loans totaling 134k. Currently at 81k.
Are you currently investing for retirement?
Yes
If yes, about how much do you have invested for retirement?
4k- only started 9 months ago ?
What’s been your favorite purchase of 2021 so far?
Gym membership/ dbft workout programs
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Take time to set goals and then work toward them! (And don’t quit running)
What are your money goals, if any?
Keep chugging along at student loans. Start saving for a house.
What is your #1 financial concern right now?
Not a huge concern, but not saving enough/being as strict as I could be with budget.
What financial victory/success are you most proud of?
Paid off 12k of credit card debt in 6 months when starting debt free journey. Cash flowed 6 months off work, vacations, and second masters degree while still paying down debt.
What makes you imperfect?
I’m a Virgo in pursuit of perfection that doesn’t exist! I am overly hard on myself.
