It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
How old are you?
39
Where do you live? City and State (or Country if outside the U.S.)
Lawrence, KS
Do you like where you currently live? Why or why not?
Id rather live in North Carolina, as we have family there, but our town is a great place to raise a family.
What is your highest level of education?
Master’s
Are you single / in a relationship / married?
Married
If you are in a relationship / married, do you and your partner have joint or separate finances?
Joint
More It’s Per$onal:
Do you have any children / dependents?
Yes we have three sons 13, 10, and 5
Do you have any pets?
2 dogs
Do you find it easy or hard to make friends?
Yes and no. I have friends that I adore, but it’s rare I forge new relationships.
Do you have any hobbies? Please explain.
Running, yoga, swimming, and selling on eBay.
Has Covid-19 impacted you financially in any way?
Not significantly.
About how much do you spend on groceries each week?
$150
What is your total monthly rent / mortgage for your household?
1800
What is your current occupation? If not currently employed, please say “Not Employed”
Teacher
If you are currently employed, do you like your job? Why or why not?
Yes
What is your yearly salary (or approximate yearly compensation) for your current occupation?
54,000. My husband makes 90,000
Do you have a second job or side hustle? If Yes, please explain.
Yes, eBay.
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
15,000
Have you ever been promoted at work? Please elaborate if so.
Nope
Have you ever negotiated your salary?
Nope
Are you debt-free?
Yes
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
$30k in student loans. 3 years.
If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
N/A
Are you currently investing for retirement?
Yes
If yes, about how much do you have invested for retirement?
500,000
What’s been your favorite purchase of 2022 so far?
A $30 wedding ring set on Amazon that all my friends thought was real ?
What’s one piece of advice you’d give to your younger self? (Doesn’t have to be money-related)
Be more aggressive with investments. My goal was to pay off our home. We still owe $80k on a $550k home and I honestly wish we owed more and also had a few more rental properties (we only have one).
What are your money goals, if any?
Retire at 65 and buy a condo in Wrightsville beach NC
What is your #1 financial concern right now?
Paying for three boys to attend college.
What financial victory/success are you most proud of?
Buying a rental home.
What makes you imperfect?
Not having the answers, but committing to a strong financial future.
It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
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