It’s Per$onal #55 – Age 27, Hartford, CT

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

its personal




How old are you?



Where do you live? City and State (or Country if outside the U.S.)

Hartford, CT


What is your highest level of education?



Are you single or married?



If you are married, do you and your spouse have joint or separate finances?


Do you have any children or dependents? If yes, please explain.



What is your total monthly rent / mortgage for your household?



Has Covid-19 impacted you financially in any way?



What is your current occupation? If not currently employed, please say “Not Employed”

School Social Worker


What is your yearly salary (or approximate yearly compensation) for your current occupation?



If you are currently employed, do you like your job? Why or why not?

Love it! The schedule is very ideal and the work is rewarding


Do you have a second job or side hustle? If Yes, please explain.

Yes, Therapist


If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

Ranges but about 2500+


Do you budget on a consistent basis? If so, please explain how you currently budget:

Yes. Zero-based budget, every paycheck


Are you debt-free?



If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

Will be debt-free end of October 2020. Will have paid off 40k in 10 months


Do you have any student loan debt currently?



If yes, about how much student loan debt do you have?

Last 5k


What is your monthly student loan payment amount?



Do you have any credit card debt?



If Yes, about how much credit card debt do you have currently?



Do you have any other kinds of debt? If Yes, please explain:



Do you know what your credit score is?



If Yes, what is your credit score?

776 according to Credit Karma


Are you currently saving for retirement?



If yes, about how much do you have saved for retirement?

Have about 14k… will start saving again soon


What does an ideal retirement look like for you?

Working because I want to, not because I have to


What’s your biggest purchase of 2020?

New MacBook and iPhone 11 straight cash


Biggest purchase of your life?



What do you spend money on that brings you joy?

Food. I’ll spend $30 on one meal before I’ll spend $30 on a shirt


What are your short term money goals, if any? ( < 1 year)

Pay my last 5k of debt and save 25k by end of the year


What are your long term money goals, if any? ( > 1 year)
Have 100k in savings by December 2021


What is your #1 financial concern right now?

Figuring out what to do after I become debt free


What financial victory/success are you most proud of?
Taking control of my finances this year


Anything we didn’t ask about you that you want to include?



It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.


it's per$onal

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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