It’s Per$onal #78 – Age 23, Tucson, Arizona

 

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

its personal

Name:

Desert Dweller

 

How old are you?

23

 

Where do you live? City and State (or Country if outside the U.S.)

Tucson, Arizona

 

What is your highest level of education?

Bachelor’s

 

Are you single or married?

Single

 

If you are married, do you and your spouse have joint or separate finances?

 

Do you have any children or dependents? If yes, please explain.

N/A

 

What is your total monthly rent / mortgage for your household?

0.00

 

Has Covid-19 impacted you financially in any way?

No

 

What is your current occupation? If not currently employed, please say “Not Employed”

Support Services Specialist

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

$40,000.00

 

If you are currently employed, do you like your job? Why or why not?

No i dont because its not in my field.

 

Do you have a second job or side hustle? If Yes, please explain.

Yes i Nanny on the side.

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

$600

 

Do you budget on a consistent basis? If so, please explain how you currently budget:

No

 

Are you debt-free?

No

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

N/a

Do you have any student loan debt currently?

Yes

 

If yes, about how much student loan debt do you have?

$65,000

 

What is your monthly student loan payment amount?

1000

Do you have any credit card debt?

No

 

If Yes, about how much credit card debt do you have currently?

N/A

Do you have any other kinds of debt? If Yes, please explain:

N/A

 

Do you know what your credit score is?

Yes

 

If Yes, what is your credit score?

764

Are you currently saving for retirement?

Yes

 

If yes, about how much do you have saved for retirement?

$3700

 

What does an ideal retirement look like for you?

Traveling a lot and hanging out with family

 

What’s your biggest purchase of 2020?

N/A

 

Biggest purchase of your life?

My education

 

What do you spend money on that brings you joy?
Clothes, coffee

 

What are your short term money goals, if any? ( < 1 year)

Save money for a car down payment and vacation

 

What are your long term money goals, if any? ( > 1 year)

Pay off my student loans

 

What is your #1 financial concern right now?

Student Loans

 

What financial victory/success are you most proud of?

Paying over $8000 down on my loans this year.

Anything we didn’t ask about you that you want to include?

N/A

 

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

it's per$onal

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women. Learn more about Taylor here.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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