It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
Name:
Desert Dweller
How old are you?
23
Where do you live? City and State (or Country if outside the U.S.)
Tucson, Arizona
What is your highest level of education?
Bachelor’s
Are you single or married?
Single
If you are married, do you and your spouse have joint or separate finances?
N/A
Do you have any children or dependents? If yes, please explain.
N/A
What is your total monthly rent / mortgage for your household?
0.00
Has Covid-19 impacted you financially in any way?
No
What is your current occupation? If not currently employed, please say “Not Employed”
Support Services Specialist
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$40,000.00
If you are currently employed, do you like your job? Why or why not?
No i dont because its not in my field.
Do you have a second job or side hustle? If Yes, please explain.
Yes i Nanny on the side.
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
$600
Do you budget on a consistent basis? If so, please explain how you currently budget:
No
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/a
Do you have any student loan debt currently?
Yes
If yes, about how much student loan debt do you have?
$65,000
What is your monthly student loan payment amount?
1000
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
N/A
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
764
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
$3700
What does an ideal retirement look like for you?
Traveling a lot and hanging out with family
What’s your biggest purchase of 2020?
N/A
Biggest purchase of your life?
My education
What do you spend money on that brings you joy?
Clothes, coffee
What are your short term money goals, if any? ( < 1 year)
Save money for a car down payment and vacation
What are your long term money goals, if any? ( > 1 year)
Pay off my student loans
What is your #1 financial concern right now?
Student Loans
What financial victory/success are you most proud of?
Paying over $8000 down on my loans this year.
Anything we didn’t ask about you that you want to include?
N/A
