It’s Per$onal #127 – Age 30, Berlin, CT

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

How old are you?



Where do you live? City and State (or Country if outside the U.S.)

Berlin, CT


Do you like where you currently live? Why or why not?

Yes and no. I live in a safe quiet area of town and my neighbors are great; however, there isn’t any diversity and the other week pamphlets to essentially join a ‘White power’ extremist group were found scattered along various streets. This is a big concern.


What is your highest level of education?



Are you single / in a relationship / married?



If you are in a relationship / married, do you and your partner have joint or separate finances?


Do you have any hobbies? Please explain.

Hiking, reading, writing, meditation, beginner yoga


Has Covid-19 impacted you financially in any way?

No, I was very lucky. I was able to work from home in the beginning of Covid-19 but have since returned to the workplace location.


About how much do you spend on groceries each week?

It varies but between $50 – $100 a week depending on needs. I always try to keep staples on hand so its usually running out for filler items for specific meals.


What is your total monthly rent / mortgage for your household?



What is your current occupation? If not currently employed, please say “Not Employed”



What is your yearly salary (or approximate yearly compensation) for your current occupation?



Do you have a second job or side hustle? If Yes, please explain.

I’ve taught summer school in the past. I took this summer off to be home with new baby.


If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

It usually pays about an extra $2,000, depending on hours and length of summer program


Have you ever been promoted at work? Please elaborate if so.



Have you ever negotiated your salary?



Are you debt-free?



If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

I paid off approximately $30,000 of student loan debt for bachelor’s degree. It took about 5 years. Currently paying for my Master’s degree in cash. It’s taking me longer to complete the degree, but I did not want to take on any debt.

Also recently paid off hospital bills for 1st child’s birth that was about $9,000 total.


If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?



Are you currently investing for retirement?



If yes, about how much do you have invested for retirement?

$15,000 in a ROTH IRA


What’s been your favorite purchase of 2022 so far?

While I would have preferred no bill, I’d have to say my hospital bill after struggling with infertility for 2.5 years.


What are your money goals, if any?

Continue to save for retirement, continue to add to college savings plan


What is your #1 financial concern right now?

Looking to possibly switch career so I can better support my family… not much room for salary growth


What makes you imperfect?

Struggle with mental health (anxiety)


It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.


it's per$onal

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About Taylor

About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women.