It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
How old are you?
30
Where do you live? City and State (or Country if outside the U.S.)
Berlin, CT
Do you like where you currently live? Why or why not?
Yes and no. I live in a safe quiet area of town and my neighbors are great; however, there isn’t any diversity and the other week pamphlets to essentially join a ‘White power’ extremist group were found scattered along various streets. This is a big concern.
What is your highest level of education?
Bachelor’s
Are you single / in a relationship / married?
Married
If you are in a relationship / married, do you and your partner have joint or separate finances?
Separate
More It’s Per$onal:
Do you have any children / dependents?
1 child
Do you have any pets?
3 cats
Do you have any hobbies? Please explain.
Hiking, reading, writing, meditation, beginner yoga
Has Covid-19 impacted you financially in any way?
No, I was very lucky. I was able to work from home in the beginning of Covid-19 but have since returned to the workplace location.
About how much do you spend on groceries each week?
It varies but between $50 – $100 a week depending on needs. I always try to keep staples on hand so its usually running out for filler items for specific meals.
What is your total monthly rent / mortgage for your household?
900
What is your current occupation? If not currently employed, please say “Not Employed”
Teacher
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$50,000
Do you have a second job or side hustle? If Yes, please explain.
I’ve taught summer school in the past. I took this summer off to be home with new baby.
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
It usually pays about an extra $2,000, depending on hours and length of summer program
Have you ever been promoted at work? Please elaborate if so.
N/A
Have you ever negotiated your salary?
N/A
Are you debt-free?
Yes
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
I paid off approximately $30,000 of student loan debt for bachelor’s degree. It took about 5 years. Currently paying for my Master’s degree in cash. It’s taking me longer to complete the degree, but I did not want to take on any debt.
Also recently paid off hospital bills for 1st child’s birth that was about $9,000 total.
If you do have debt, what kinds of debt (i.e. credit cards, student loans, car) and how much debt do you have?
N/A
Are you currently investing for retirement?
Yes
If yes, about how much do you have invested for retirement?
$15,000 in a ROTH IRA
What’s been your favorite purchase of 2022 so far?
While I would have preferred no bill, I’d have to say my hospital bill after struggling with infertility for 2.5 years.
What are your money goals, if any?
Continue to save for retirement, continue to add to college savings plan
What is your #1 financial concern right now?
Looking to possibly switch career so I can better support my family… not much room for salary growth
What makes you imperfect?
Struggle with mental health (anxiety)
It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
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