It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
Name:
FrugalTaurus (Megan)
How old are you?
31
Where do you live? City and State (or Country if outside the U.S.)
Canada
What is your highest level of education?
Bachelor’s
Are you single or married?
Living w Partner
If you are married, do you and your spouse have joint or separate finances?
Separate
Do you have any children or dependents? If yes, please explain.
No
What is your total monthly rent / mortgage for your household?
625
Has Covid-19 impacted you financially in any way?
Yes- unemployed for 4 months
What is your current occupation? If not currently employed, please say “Not Employed”
Program Coordinator
What is your yearly salary (or approximate yearly compensation) for your current occupation?
$19,951
If you are currently employed, do you like your job? Why or why not?
Yes and no. Work is great, pay is not
Do you have a second job or side hustle? If Yes, please explain.
I work part time as a network organizer for a non profit
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
Approx $1,000 depending on hours worked
Do you budget on a consistent basis? If so, please explain how you currently budget:
I loosely budget. I usually estimate how much each budget line will cost in a given month and vaguely follow it
Are you debt-free?
No
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
N/A
Do you have any student loan debt currently?
No
If yes, about how much student loan debt do you have?
45,000
What is your monthly student loan payment amount?
752
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
N/A
Do you have any other kinds of debt? If Yes, please explain:
N/A
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
795
Are you currently saving for retirement?
No
If yes, about how much do you have saved for retirement?
What does an ideal retirement look like for you?
Relatively stress free regarding money. I hope to travel, if I’ve saved enough and spend my summers at a cottage
What’s your biggest purchase of 2020?
A $300 mattress
Biggest purchase of your life?
My degree
What do you spend money on that brings you joy?
Food LOL
What are your short term money goals, if any? ( < 1 year)
Pay off my LOC and fund 6 months of my EF
What are your long term money goals, if any? ( > 1 year)
What is your #1 financial concern right now?
Being laid off in January
What financial victory/success are you most proud of?
Anything we didn’t ask about you that you want to include?
My student debt is currently in repayment assistance as I dont make enough to pay the full amount monthly
