It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.
Name:
Reagan
How old are you?
24
Where do you live? City and State (or Country if outside the U.S.)
Dallas, TX
What is your highest level of education?
Bachelor’s
Are you single or married?
Married
If you are married, do you and your spouse have joint or separate finances?
Joint
Do you have any children or dependents? If yes, please explain.
No
What is your total monthly rent / mortgage for your household?
2100
Has Covid-19 impacted you financially in any way?
Supposed to start a new/first job in June but pushed back to November
What is your current occupation? If not currently employed, please say “Not Employed”
Starting as an Associate at a big accounting firm
What is your yearly salary (or approximate yearly compensation) for your current occupation?
78,000
If you are currently employed, do you like your job? Why or why not?
N/A
Do you have a second job or side hustle? If Yes, please explain.
No
If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?
N/A
Do you budget on a consistent basis? If so, please explain how you currently budget:
No, but do review end of month finances with spouse to compare to averages
Are you debt-free?
Yes
If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?
0
Do you have any student loan debt currently?
No
If yes, about how much student loan debt do you have?
0
What is your monthly student loan payment amount?
0
Do you have any credit card debt?
No
If Yes, about how much credit card debt do you have currently?
0
Do you have any other kinds of debt? If Yes, please explain:
N/A
Do you know what your credit score is?
Yes
If Yes, what is your credit score?
800
Are you currently saving for retirement?
Yes
If yes, about how much do you have saved for retirement?
$75000
What does an ideal retirement look like for you?
Own a few vacation homes and bounce around them for the year. Enough money to luxury-travel once or twice a year
What’s your biggest purchase of 2020?
New Article couch- $4200
Biggest purchase of your life?
Furnishing an entire apartment at once-beds, couch, chairs, etc
What do you spend money on that brings you joy?
Eating out
What are your short term money goals, if any? ( < 1 year)
Purchase a home to live in then convert to a rental
What are your long term money goals, if any? ( > 1 year)
What is your #1 financial concern right now?
Spending too much money on eating out/large purchases
What financial victory/success are you most proud of?
$100,000 net worth at 24 (with spouse)
Anything we didn’t ask about you that you want to include?
Spouse works in big tech, combined income will be $225k+ when I start work
