It’s Per$onal #58 – Age 24, Dallas, TX

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

its personal

Name:

Reagan

 

How old are you?

24

 

Where do you live? City and State (or Country if outside the U.S.)

Dallas, TX

 

What is your highest level of education?

Bachelor’s

 

Are you single or married?

Married

 

If you are married, do you and your spouse have joint or separate finances?

 

Do you have any children or dependents? If yes, please explain.

No

 

What is your total monthly rent / mortgage for your household?

2100

 

Has Covid-19 impacted you financially in any way?

Supposed to start a new/first job in June but pushed back to November

 

What is your current occupation? If not currently employed, please say “Not Employed”

Starting as an Associate at a big accounting firm

 

What is your yearly salary (or approximate yearly compensation) for your current occupation?

78,000

 

If you are currently employed, do you like your job? Why or why not?

N/A

 

Do you have a second job or side hustle? If Yes, please explain.

No

 

If you have a second job or side hustle, about how much money do you make monthly from your second job / side hustle?

N/A

 

Do you budget on a consistent basis? If so, please explain how you currently budget:

No, but do review end of month finances with spouse to compare to averages

 

Are you debt-free?

Yes

 

If you are debt free, how much debt have you paid off and how long did it take you to pay it all off?

0

 

Do you have any student loan debt currently?

No

 

If yes, about how much student loan debt do you have?

0

 

What is your monthly student loan payment amount?

0

 

Do you have any credit card debt?

No

 

If Yes, about how much credit card debt do you have currently?

0

 

Do you have any other kinds of debt? If Yes, please explain:

N/A

 

Do you know what your credit score is?

Yes

 

If Yes, what is your credit score?

800

 

Are you currently saving for retirement?

Yes

 

If yes, about how much do you have saved for retirement?

$75000

 

What does an ideal retirement look like for you?

Own a few vacation homes and bounce around them for the year. Enough money to luxury-travel once or twice a year

 

What’s your biggest purchase of 2020?

New Article couch- $4200

 

Biggest purchase of your life?

Furnishing an entire apartment at once-beds, couch, chairs, etc

 

What do you spend money on that brings you joy?

Eating out

 

What are your short term money goals, if any? ( < 1 year)

Purchase a home to live in then convert to a rental

 

What are your long term money goals, if any? ( > 1 year)
$300,000 Net worth by 30, be fabulously wealthy, own multiple vacation/rental properties

 

What is your #1 financial concern right now?

Spending too much money on eating out/large purchases

 

What financial victory/success are you most proud of?

$100,000 net worth at 24 (with spouse)

 

Anything we didn’t ask about you that you want to include?

Spouse works in big tech, combined income will be $225k+ when I start work

 

It’s Per$onal is an anonymous blog series designed to shed light on the intricate details of the personal finances and lifestyles of women.

 

it's per$onal

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About Taylor

A few years after graduating college, Taylor made it her mission to become debt free. After paying off all $60k of debt, she began to blog about what she's really passionate about: personal development. Nowadays, Taylor blogs about the topics of Mindset, Money, Health, and Career for women. Learn more about Taylor here.

"It's Per$onal" is a super popular and anonymous blog series about the personal lives and finances of women all over the world. Check it out!

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